Earning rewards on your day-to-day spending can make a real difference, especially when those rewards can be redeemed for shopping, travel, or even leisure experiences. The HSBC Rewards Credit Card makes this possible, with every eligible purchase earning you valuable Reward points. If you value perks and straightforward earning on your spend, this card is worth considering.

The HSBC Rewards Credit Card boasts a representative purchase rate of 26.9% APR (variable), with a standard credit limit example of £1,200. The card is designed to reward your routine spending as well as bigger purchases, making it suitable for a range of lifestyles. Applicants should note that, as with any credit product, eligibility criteria and credit status apply before approval.

How to Apply for the HSBC Rewards Credit Card

• Check if you meet the eligibility requirements.
• Gather personal and financial information.
• Complete the online application form.
• Submit your application and await a decision.
• If approved, your card will be posted to your address.

Key Advantages

One obvious advantage of the HSBC Rewards Credit Card is its flexibility: you earn points on almost every purchase, from daily essentials to travel and leisure spends.

Reward points are easy to redeem, offering choices from shopping vouchers to travel bookings. Everyday spending, as well as one-off purchases, will all help you build your reward balance.

Considerations

With this card, the interest rate is relatively high compared to some basic cards. It’s most beneficial for those who pay their balance in full each month to avoid interest charges.

Applicants with limited credit history may find it harder to get approved for the full advertised credit limit, and not all purchases or transactions earn rewards.

Our Verdict

The HSBC Rewards Credit Card provides genuine rewards that appeal to frequent spenders. If you pay your balance in full each month, you can maximise value with very few drawbacks.

Those seeking to build their credit or secure a low APR might want to look elsewhere, but for the regular spender intent on earning perks, this card stands out as a worthwhile option.