The Barclaycard Cashback Rewards offer allows cardholders to earn cashback on their daily spending through exclusive and tailored retailer promotions. With a representative APR of 28.9% (variable), this card suits both newcomers to credit and those looking for a simple way to boost cashback with everyday purchases. The card is open to applicants over 18, dependent on your financial circumstances and history.

Credit limits will vary depending on your profile, and benefits like Barclays Blue Rewards or Premier Banking status add more flexibility. After registering, you receive regular offers suited to your shopping habits at popular retailers, maximising your earning potential.

How to Apply: Step by Step

First, download the Barclaycard mobile app. Within the app, select ‘Products’ and then ‘Cashback Rewards.’ Follow the step-by-step on-screen instructions to complete your registration.

If you are not a current Barclaycard holder, use Barclaycard’s card finder to select the right card, complete the application form, and wait for approval.

You’ll need to meet the age and creditworthiness requirements. Once approved, you can quickly start accessing cashback options.

Existing Barclays Blue Rewards and Premier Banking members can also register via the Barclays app.

Key Pros

One major benefit is the personalised retailer offers, tailored to your spending habits, making it easier to earn rewards on shops you love.

Cashback accrues automatically when you shop at partner stores, with no activation needed for individual offers – simplifying the process considerably.

Main Cons

Cashback does not count towards your minimum monthly payment, so you’ll always need to pay your regular balance as required.

Additional cardholders cannot register independently – only primary account holders access rewards. Some card types, like Avios or business cards, are excluded.

Verdict: Is Barclaycard Cashback Rewards Right for You?

Barclaycard Cashback Rewards is a compelling option for shoppers who want automated rewards on the purchases they already make. Its ease of use and flexibility is appealing, making it one of the leading cashback credit cards for those fitting the qualifying criteria.